Investors approaching retirement and worried about the negative effect of a volatile market on their savings might want to give annuities a closer look — even though ultralow interest rates currently make that purchase a tough decision.

Related posts:

1. Andrea Coombes’ Ways and Means: New rules to bring annuities to 401(k)s, IRAs from Moneywatch Personal Finance   The Obama administration on Thursday...
2. Andrea Coombes’ Ways and Means: Higher tax rates loom for 401(k) savers from Moneywatch Personal Finance   Delaying the tax hit on...
3. Andrea Coombes’ Ways and Means: Tax deadline for Roth IRA do-over coming up fast from Moneywatch Personal Finance   Some retirement savers might rue...

Ann and her husband are considering re-mortgaging their house to pay for their son’s boarding school. Dave doesn’t like the cost of this boarding school and has some tough words for Ann.

Related posts:

1. Thankful for the high school class!!! 5 years ago! from Dave Ramsey News   My Wife and I are...
2. I’M DEBT FREE! from Dave Ramsey News   I graduated college in 2006...
3. Fight To Remain At This School from Dave Ramsey News   Michael has a daughter in...

Aaron and his wife have a 4-year-old son. They haven’t begun to save for college, and his wife wants to start. Aaron wants to hold off because he’ll have to cut the amount he’s putting into stocks at work.

Related posts:

1. Raiding your kid’s college account from CNN Money Top Tips   Q: My wife and...
2. Jonathan Burton’s Life Savings: Why stocks will beat bonds over the next 20 years from Moneywatch Personal Finance   With so much volatility in...
3. Do We Need College Savings? from Dave Ramsey News   Shelly says her husband transferred...

The U.S. economy added 243,000 jobs in January, some much-need good news after a long drought — though the past six months have been better, on the jobs front, than you may think. Read that story and more in today’s Personal Finance Daily.

. [...]

Related posts:

1. Personal Finance Daily: If job growth keeps up, a grim statistic may fall from Moneywatch Personal Finance   The economy has added more...
2. Personal Finance Daily: Gift cards are more flexible than you may realize from Moneywatch Personal Finance   Did the holiday season leave...
3. Personal Finance Daily: The tenuous nature of jobs in the U.S. from Moneywatch Personal Finance   Companies often hire temp workers...

Mint.com has just released its app for Android. See what this tablet novice and new Mint subscriber had to say about its features and navigation.

Related posts:

1. Introducing the Mint.com App for Android Tablets from MintLife Personal Finance News & Advice   Managing...
2. Manage Your Mint.com Account Anytime, Anywhere with Updated iPhone App from MintLife Personal Finance News & Advice    ...
3. Mint Introduces Mobile Advice for iPhone App Users from MintLife Personal Finance News & Advice   One of...

All in all, Americans spend an estimated $1.47 trillion annually on discretionary goods and services. For most, the money after taxes, bills, and basic needs are covered is hard to come by, which means that a select few are spending some major bucks. View this infographic to find out where all the discretionary dough is going. [...]

Related posts:

1. A City-by-City Guide to Americans’ Black Friday Spending from MintLife Personal Finance News & Advice   How...
2. Americans choose saving over spending from CNN Money Personal Finance   Americans earned a little...
3. Should you use extra cash to pay down your mortgage? from MintLife Personal Finance News & Advice   Should...

The U.S. Departments of Treasury and Labor unveils two executive actions designed to “help enhance security for millions of Americans saving for retirement.”

Related posts:

1. Retirement Weekly: Revamping rules on retirement-account advice from Moneywatch Personal Finance   The U.S. Department of Labor’s...
2. Planning for smaller Social Security checks from CNN Money Retirement   I’ve heard that the government...
3. Retirement Weekly: How much must you save for a ‘secure’ retirement? from Moneywatch Personal Finance   No matter how much you...

FORTUNE — Dear Annie: I just got a pink slip from the bank where I’ve worked as a marketing director for the past 12 years, and which is now undergoing a total restructuring, so I’m pondering what my next move should be. Opportunities are limited in the smallish East Coast city where I live (the bank I’ll soon be leaving is the single biggest employer in town) and, having moved here solely to take the position I’m now losing, I’m not particularly attached to this area. [...]

Related posts:

1. Personal Finance Daily: Avoid these 5 lazy job-hunting mistakes from Moneywatch Personal Finance   Social networking and other Internet...
2. What job-hunting military veterans need to know from CNN Money Personal Finance   Those who have been...
3. 4 job hunting tips for tech nerds from CNN Money Personal Finance   People with superb tech...

Lean times call for budgetary triage. But while you should clearly opt for orthodontics before Disneyland, the choice is tougher when it comes to home maintenance.

Related posts:

1. Yes, legitimate work-at-home jobs do exist from CNN Money Personal Finance   The field is rife...
2. I bought my dream retirement home — cheap! from CNN Money Retirement   Taking advantage of today’s beaten...
3. Taxing Times: More taxpayers e-file from home from Moneywatch Personal Finance   The portion of taxpayers choosing...

Dave is trying to help some young people determine the best way to do a budget. Cash is short at the beginning of the month, but at the end of the month, there’s extra available. What’s the solution to this issue?

Related posts:

1. We’re Debt Freeeeeeeee from Dave Ramsey News   April 7, 2008 we went...
2. A Governor On Their Spending from Dave Ramsey News   Rebecca wants to know what...
3. we are almost there from Dave Ramsey News   When my parents sent my...