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	<title>idebt &#187; Spending Habits</title>
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		<title>Robert Powell: Eight ways to fix the U.S. retirement crisis</title>
		<link>http://www.idebt.com/2010/09/robert-powell-eight-ways-to-fix-the-u-s-retirement-crisis/</link>
		<comments>http://www.idebt.com/2010/09/robert-powell-eight-ways-to-fix-the-u-s-retirement-crisis/#comments</comments>
		<pubDate>Thu, 09 Sep 2010 07:00:04 +0000</pubDate>
		<dc:creator>Idebt</dc:creator>
				<category><![CDATA[Banking and Investing]]></category>
		<category><![CDATA[Legal Information]]></category>
		<category><![CDATA[Spending Habits]]></category>
		<category><![CDATA[Taxes]]></category>
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		<category><![CDATA[spending]]></category>
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		<description><![CDATA[from Moneywatch Personal Finance
&#160;
Paul Volcker and his troupe, the President’s Economic Recovery Advisory Board, are unlikely to appear on the “America’s Got Talent” stage any time soon. But retirement experts are giving the group, which just issued a 188-page plan to fix the nation’s complicated retirement system, mostly high marks for their effort. [...]
&#160;

Read this [...]


Related posts:<ol><li><a href='http://www.idebt.com/2010/01/robert-powell-obamas-retirement-plan-fix-isnt-enough/' rel='bookmark' title='Permanent Link: Robert Powell: Obama&#8217;s retirement-plan fix isn&#8217;t enough'>Robert Powell: Obama&#8217;s retirement-plan fix isn&#8217;t enough</a> <small>from Moneywatch Personal Finance &nbsp; Good, but not enough. That’s...</small></li>
<li><a href='http://www.idebt.com/2010/03/robert-powell-three-ways-to-boost-retirement-confidence/' rel='bookmark' title='Permanent Link: Robert Powell: Three ways to boost retirement confidence'>Robert Powell: Three ways to boost retirement confidence</a> <small>from Moneywatch Personal Finance &nbsp; I know, I know, we’re...</small></li>
<li><a href='http://www.idebt.com/2010/07/robert-powell-retirement-may-mean-a-lifestyle-downgrade/' rel='bookmark' title='Permanent Link: Robert Powell: Retirement may mean a lifestyle downgrade'>Robert Powell: Retirement may mean a lifestyle downgrade</a> <small>from Moneywatch Personal Finance &nbsp; If you’re a baby boomer,...</small></li>
</ol>]]></description>
			<content:encoded><![CDATA[<div class="byline">from Moneywatch Personal Finance</div>
<div class="clearright">&nbsp;</div>
<p>Paul Volcker and his troupe, the President’s Economic Recovery Advisory Board, are unlikely to appear on the “America’s Got Talent” stage any time soon. But retirement experts are giving the group, which just issued a 188-page plan to fix the nation’s complicated retirement system, mostly high marks for their effort. [...]</p>
<div class="clearboth">&nbsp;</div>
<p><span id="more-2365"></span></p>
<div class="pdd"><a class="lbclass" href="http://feeds.marketwatch.com/~r/marketwatch/pf/~3/iMNAuGlhNYY/story.asp">Read this full article directly from the source.</a></div>


<p>Related posts:<ol><li><a href='http://www.idebt.com/2010/01/robert-powell-obamas-retirement-plan-fix-isnt-enough/' rel='bookmark' title='Permanent Link: Robert Powell: Obama&#8217;s retirement-plan fix isn&#8217;t enough'>Robert Powell: Obama&#8217;s retirement-plan fix isn&#8217;t enough</a> <small>from Moneywatch Personal Finance &nbsp; Good, but not enough. That’s...</small></li>
<li><a href='http://www.idebt.com/2010/03/robert-powell-three-ways-to-boost-retirement-confidence/' rel='bookmark' title='Permanent Link: Robert Powell: Three ways to boost retirement confidence'>Robert Powell: Three ways to boost retirement confidence</a> <small>from Moneywatch Personal Finance &nbsp; I know, I know, we’re...</small></li>
<li><a href='http://www.idebt.com/2010/07/robert-powell-retirement-may-mean-a-lifestyle-downgrade/' rel='bookmark' title='Permanent Link: Robert Powell: Retirement may mean a lifestyle downgrade'>Robert Powell: Retirement may mean a lifestyle downgrade</a> <small>from Moneywatch Personal Finance &nbsp; If you’re a baby boomer,...</small></li>
</ol></p>]]></content:encoded>
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		</item>
		<item>
		<title>Shop online without credit cards</title>
		<link>http://www.idebt.com/2010/09/shop-online-without-credit-cards/</link>
		<comments>http://www.idebt.com/2010/09/shop-online-without-credit-cards/#comments</comments>
		<pubDate>Thu, 09 Sep 2010 01:00:12 +0000</pubDate>
		<dc:creator>Idebt</dc:creator>
				<category><![CDATA[Better Credit]]></category>
		<category><![CDATA[Credit Issues]]></category>
		<category><![CDATA[Spending Habits]]></category>
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		<description><![CDATA[from CNN Money Top Tips
&#160;
Freeing yourself of plastic is a great way to keep track of your spending and stay on a budget.
&#160;

Read this full article directly from the source.


Related posts:Beat the crowds &#8211; shop online from CNN Money Top Tips &#160; There&#8217;s no need to...
Saving Money With Credit Cards from Money Tree Budgeting Blog [...]


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<li><a href='http://www.idebt.com/2009/12/saving-money-with-credit-cards/' rel='bookmark' title='Permanent Link: Saving Money With Credit Cards'>Saving Money With Credit Cards</a> <small>from Money Tree Budgeting Blog &nbsp; When it comes to...</small></li>
<li><a href='http://www.idebt.com/2010/06/tired-of-credit-card-gotchas/' rel='bookmark' title='Permanent Link: Tired of credit-card gotchas?'>Tired of credit-card gotchas?</a> <small>from CNN Money Top Tips &nbsp; Mired in debt from...</small></li>
</ol>]]></description>
			<content:encoded><![CDATA[<div class="byline">from CNN Money Top Tips</div>
<div class="clearright">&nbsp;</div>
<p>Freeing yourself of plastic is a great way to keep track of your spending and stay on a budget.</p>
<div class="clearboth">&nbsp;</div>
<p><span id="more-2363"></span></p>
<div class="pdd"><a class="lbclass" href="http://money.cnn.com/rssclick/2010/09/08/pf/saving/online_shopping_without_credit_cards/index.htm?section%3Dmoney_pf_saving">Read this full article directly from the source.</a></div>


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<li><a href='http://www.idebt.com/2009/12/saving-money-with-credit-cards/' rel='bookmark' title='Permanent Link: Saving Money With Credit Cards'>Saving Money With Credit Cards</a> <small>from Money Tree Budgeting Blog &nbsp; When it comes to...</small></li>
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</ol></p>]]></content:encoded>
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		</item>
		<item>
		<title>Fortunes For Failures: Controversial CEO Exit Packages</title>
		<link>http://www.idebt.com/2010/09/fortunes-for-failures-controversial-ceo-exit-packages/</link>
		<comments>http://www.idebt.com/2010/09/fortunes-for-failures-controversial-ceo-exit-packages/#comments</comments>
		<pubDate>Thu, 09 Sep 2010 01:00:09 +0000</pubDate>
		<dc:creator>Idebt</dc:creator>
				<category><![CDATA[Spending Habits]]></category>
		<category><![CDATA[spending]]></category>

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		<description><![CDATA[
from MintLife Personal Finance News &#38; Advice
&#160;
When a typical rank-and-file employee loses his or her job, the most they could hope for is several months&#8217; worth of salary and extended benefits &#8212; and that&#8217;s only in case they were laid off. But when it comes to those occupying the top-floor corner offices &#8212; companies&#8217; highest-level [...]


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<li><a href='http://www.idebt.com/2010/03/job-search-tool-headhunters/' rel='bookmark' title='Permanent Link: Job-search tool: Headhunters'>Job-search tool: Headhunters</a> <small>from CNN Money Personal Finance &nbsp; Decent job listings are...</small></li>
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</ol>]]></description>
			<content:encoded><![CDATA[<p><a href="http://idebt.com/uploads/970a741570d0bf866159e5793626e492.jpg" target="_blank"><img style="margin:10px !important" src="http://idebt.com/uploads/970a741570d0bf866159e5793626e492.jpg" width="100" border="0" align="left"></a>
<div class="byline">from MintLife Personal Finance News &amp; Advice</div>
<div class="clearright">&nbsp;</div>
<p>When a typical rank-and-file employee loses his or her job, the most they could hope for is several months&#8217; worth of salary and extended benefits &#8212; and that&#8217;s only in case they were laid off. But when it comes to those occupying the top-floor corner offices &#8212; companies&#8217; highest-level executives &#8212; leaving a job, voluntarily or not, is often a lucrative career move in itself. [...]</p>
<div class="clearboth">&nbsp;</div>
<p><span id="more-2361"></span></p>
<div class="pdd"><a class="lbclass" href="http://feedproxy.google.com/~r/MyMint/~3/8m2UtYcl-aU/">Read this full article directly from the source.</a></div>


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</ol></p>]]></content:encoded>
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		</item>
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		<title>Job openings tick up in July to 3 million</title>
		<link>http://www.idebt.com/2010/09/job-openings-tick-up-in-july-to-3-million/</link>
		<comments>http://www.idebt.com/2010/09/job-openings-tick-up-in-july-to-3-million/#comments</comments>
		<pubDate>Wed, 08 Sep 2010 19:00:11 +0000</pubDate>
		<dc:creator>Idebt</dc:creator>
				<category><![CDATA[Spending Habits]]></category>
		<category><![CDATA[spending]]></category>

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		<description><![CDATA[from Moneywatch Personal Finance
&#160;
WASHINGTON (MarketWatch) &#8212; Job openings at U.S. workplaces ticked higher in July to 3.04 million, compared with 2.86 million in June, the Labor Department reported Wednesday. Openings have increased about 30% in the past year, but remain less than the 4.4 million jobs open when the recession began in December 2007. [...]
&#160;

Read [...]


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</ol>]]></description>
			<content:encoded><![CDATA[<div class="byline">from Moneywatch Personal Finance</div>
<div class="clearright">&nbsp;</div>
<p>WASHINGTON (MarketWatch) &#8212; Job openings at U.S. workplaces ticked higher in July to 3.04 million, compared with 2.86 million in June, the Labor Department reported Wednesday. Openings have increased about 30% in the past year, but remain less than the 4.4 million jobs open when the recession began in December 2007. [...]</p>
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<p><span id="more-2357"></span></p>
<div class="pdd"><a class="lbclass" href="http://feeds.marketwatch.com/~r/marketwatch/pf/~3/QvvM1n1krnU/story.aspx">Read this full article directly from the source.</a></div>


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</ol></p>]]></content:encoded>
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		<title>Corrections: Don&#8217;t tap retirement fund to pay off mortgage</title>
		<link>http://www.idebt.com/2010/09/corrections-dont-tap-retirement-fund-to-pay-off-mortgage/</link>
		<comments>http://www.idebt.com/2010/09/corrections-dont-tap-retirement-fund-to-pay-off-mortgage/#comments</comments>
		<pubDate>Wed, 08 Sep 2010 19:00:09 +0000</pubDate>
		<dc:creator>Idebt</dc:creator>
				<category><![CDATA[Banking and Investing]]></category>
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		<description><![CDATA[from Moneywatch Personal Finance
&#160;
A MarketWatch Realty Q&#38;A column originally published on Sept. 3 misstated the date that the ALTA Owners Policy form was adopted. The policy was adopted on June 17, 2006, not June 17, 2010. See corrected story.
&#160;

Read this full article directly from the source.


Related posts:Realty Q&#38;A: Don&#8217;t tap retirement fund to pay off [...]


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</ol>]]></description>
			<content:encoded><![CDATA[<div class="byline">from Moneywatch Personal Finance</div>
<div class="clearright">&nbsp;</div>
<p>A MarketWatch Realty Q&amp;A column originally published on Sept. 3 misstated the date that the ALTA Owners Policy form was adopted. The policy was adopted on June 17, 2006, not June 17, 2010. See corrected story.</p>
<div class="clearboth">&nbsp;</div>
<p><span id="more-2356"></span></p>
<div class="pdd"><a class="lbclass" href="http://feeds.marketwatch.com/~r/marketwatch/pf/~3/3Nt8h8gsgXI/story.asp">Read this full article directly from the source.</a></div>


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</ol></p>]]></content:encoded>
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		<title>SIGH OF RELIEF</title>
		<link>http://www.idebt.com/2010/09/sigh-of-relief/</link>
		<comments>http://www.idebt.com/2010/09/sigh-of-relief/#comments</comments>
		<pubDate>Wed, 08 Sep 2010 16:00:08 +0000</pubDate>
		<dc:creator>Idebt</dc:creator>
				<category><![CDATA[Banking and Investing]]></category>
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		<description><![CDATA[from Dave Ramsey News
&#160;
My husband and I are debt free (except for the mortgage) as SOON as Great Lakes gets my last school loan check (I just put it in the mail)! We are preparing to go on vacation next week, which is quite symbolic since it was during last years September vacation that we [...]


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</ol>]]></description>
			<content:encoded><![CDATA[<div class="byline">from Dave Ramsey News</div>
<div class="clearright">&nbsp;</div>
<p>My husband and I are debt free (except for the mortgage) as SOON as Great Lakes gets my last school loan check (I just put it in the mail)! We are preparing to go on vacation next week, which is quite symbolic since it was during last years September vacation that we listened to Dave&#8217;s Total Money Makeover Series! What a great feeling to know that I will be taking his workbook on vacation to move on to the next step! This also allows us to now focus on saving to have another baby and a family size car by next summer. [...]</p>
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<p><span id="more-2354"></span></p>
<div class="pdd"><a class="lbclass" href="http://www.daveramsey.com/articles/articleList/category/100424/storyid/29900">Read this full article directly from the source.</a></div>


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</ol></p>]]></content:encoded>
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		<title>On Our Way To Retirement!</title>
		<link>http://www.idebt.com/2010/09/on-our-way-to-retirement/</link>
		<comments>http://www.idebt.com/2010/09/on-our-way-to-retirement/#comments</comments>
		<pubDate>Wed, 08 Sep 2010 16:00:07 +0000</pubDate>
		<dc:creator>Idebt</dc:creator>
				<category><![CDATA[Banking and Investing]]></category>
		<category><![CDATA[Spending Habits]]></category>
		<category><![CDATA[Taxes]]></category>
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		<guid isPermaLink="false">http://www.idebt.com/2010/09/on-our-way-to-retirement/</guid>
		<description><![CDATA[from Dave Ramsey News
&#160;
This year has been one of the busiest of our lives. We are empty-nesters in our mid-fifties and have always dreamed of being out of debt. However because we moved around so much early on, we never could live on a real budget and get there. But we did teach our four [...]


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<li><a href='http://www.idebt.com/2010/01/living-it-up-in-retirement/' rel='bookmark' title='Permanent Link: Living it up in retirement'>Living it up in retirement</a> <small>from CNN Money Retirement &nbsp; There&#8217;s retirement living, and then...</small></li>
<li><a href='http://www.idebt.com/2010/08/still-working-baby-step-2/' rel='bookmark' title='Permanent Link: Still Working Baby Step 2'>Still Working Baby Step 2</a> <small>from Dave Ramsey News &nbsp; I first heard of Dave...</small></li>
</ol>]]></description>
			<content:encoded><![CDATA[<div class="byline">from Dave Ramsey News</div>
<div class="clearright">&nbsp;</div>
<p>This year has been one of the busiest of our lives. We are empty-nesters in our mid-fifties and have always dreamed of being out of debt. However because we moved around so much early on, we never could live on a real budget and get there. But we did teach our four children about the joys of debt-free living and were excited when the two married ones began learning your material. [...]</p>
<div class="clearboth">&nbsp;</div>
<p><span id="more-2353"></span></p>
<div class="pdd"><a class="lbclass" href="http://www.daveramsey.com/articles/articleList/category/100424/storyid/30176">Read this full article directly from the source.</a></div>


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<li><a href='http://www.idebt.com/2010/01/living-it-up-in-retirement/' rel='bookmark' title='Permanent Link: Living it up in retirement'>Living it up in retirement</a> <small>from CNN Money Retirement &nbsp; There&#8217;s retirement living, and then...</small></li>
<li><a href='http://www.idebt.com/2010/08/still-working-baby-step-2/' rel='bookmark' title='Permanent Link: Still Working Baby Step 2'>Still Working Baby Step 2</a> <small>from Dave Ramsey News &nbsp; I first heard of Dave...</small></li>
</ol></p>]]></content:encoded>
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		<title>Starting off right</title>
		<link>http://www.idebt.com/2010/09/starting-off-right-2/</link>
		<comments>http://www.idebt.com/2010/09/starting-off-right-2/#comments</comments>
		<pubDate>Wed, 08 Sep 2010 16:00:05 +0000</pubDate>
		<dc:creator>Idebt</dc:creator>
				<category><![CDATA[Banking and Investing]]></category>
		<category><![CDATA[Better Credit]]></category>
		<category><![CDATA[Credit Issues]]></category>
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		<guid isPermaLink="false">http://www.idebt.com/2010/09/starting-off-right-2/</guid>
		<description><![CDATA[from Dave Ramsey News
&#160;
When my husband and I got married we both had debt. I had about $1,000 in credit card debt and he had a significant amount of debt in personal loans. We did have some savings including $10,000 in a CD but we continued to use credit. We bought a new truck and [...]


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<li><a href='http://www.idebt.com/2010/09/we-paid-off-our-house-today/' rel='bookmark' title='Permanent Link: We paid off our house today!!'>We paid off our house today!!</a> <small>from Dave Ramsey News &nbsp; By following the &#8220;Financial Peace&#8221;...</small></li>
</ol>]]></description>
			<content:encoded><![CDATA[<div class="byline">from Dave Ramsey News</div>
<div class="clearright">&nbsp;</div>
<p>When my husband and I got married we both had debt. I had about $1,000 in credit card debt and he had a significant amount of debt in personal loans. We did have some savings including $10,000 in a CD but we continued to use credit. We bought a new truck and used our credit cards for wants more than needs. [...]</p>
<div class="clearboth">&nbsp;</div>
<p><span id="more-2352"></span></p>
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</ol></p>]]></content:encoded>
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		<title>Will Joining a Wine Club Make or Break Your Budget?</title>
		<link>http://www.idebt.com/2010/09/will-joining-a-wine-club-make-or-break-your-budget/</link>
		<comments>http://www.idebt.com/2010/09/will-joining-a-wine-club-make-or-break-your-budget/#comments</comments>
		<pubDate>Wed, 08 Sep 2010 13:00:05 +0000</pubDate>
		<dc:creator>Idebt</dc:creator>
				<category><![CDATA[Spending Habits]]></category>
		<category><![CDATA[food]]></category>
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		<guid isPermaLink="false">http://www.idebt.com/2010/09/will-joining-a-wine-club-make-or-break-your-budget/</guid>
		<description><![CDATA[
from MintLife Personal Finance News &#38; Advice
&#160;
Hitting the wine trail by mail with a monthly club is one way to enjoy boutique wines for a fraction of the price of a trip to Napa. But if you&#8217;re not careful, the wine club experience is one that can leave you with a bad taste in your [...]


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</ol>]]></description>
			<content:encoded><![CDATA[<p><a href="http://idebt.com/uploads/6887080b988ce9d6caa9134418a4a2fe.jpg" target="_blank"><img style="margin:10px !important" src="http://idebt.com/uploads/6887080b988ce9d6caa9134418a4a2fe.jpg" width="100" border="0" align="left"></a>
<div class="byline">from MintLife Personal Finance News &amp; Advice</div>
<div class="clearright">&nbsp;</div>
<p>Hitting the wine trail by mail with a monthly club is one way to enjoy boutique wines for a fraction of the price of a trip to Napa. But if you&#8217;re not careful, the wine club experience is one that can leave you with a bad taste in your mouth and a hole in your budget. . [...]</p>
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		<title>Obama&#8217;s jobs pitch fails to dazzle Washington</title>
		<link>http://www.idebt.com/2010/09/obamas-jobs-pitch-fails-to-dazzle-washington/</link>
		<comments>http://www.idebt.com/2010/09/obamas-jobs-pitch-fails-to-dazzle-washington/#comments</comments>
		<pubDate>Wed, 08 Sep 2010 10:00:06 +0000</pubDate>
		<dc:creator>Idebt</dc:creator>
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		<description><![CDATA[from CNN Money Taxes
&#160;
President Obama&#8217;s latest round of  job-bolstering proposals boasts something for everyone: corporate tax breaks for conservatives and spending on roads and railways for liberals. Yet he&#8217;s having a hard time getting everyone on board.
&#160;

Read this full article directly from the source.


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</ol>]]></description>
			<content:encoded><![CDATA[<div class="byline">from CNN Money Taxes</div>
<div class="clearright">&nbsp;</div>
<p>President Obama&#8217;s latest round of  job-bolstering proposals boasts something for everyone: corporate tax breaks for conservatives and spending on roads and railways for liberals. Yet he&#8217;s having a hard time getting everyone on board.</p>
<div class="clearboth">&nbsp;</div>
<p><span id="more-2348"></span></p>
<div class="pdd"><a class="lbclass" href="http://rss.cnn.com/~r/rss/money_pf_taxes/~3/n75lzFNGzSw/index.htm">Read this full article directly from the source.</a></div>


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</ol></p>]]></content:encoded>
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