Articles in 'Spending Habits' Category

Jonathan Burton’s Life Savings: ‘Nifty 50/50′ portfolio keeps investing simple

from Moneywatch Personal Finance
 
Investing is complex rocket science that requires professional help — at least that’s what the professionals usually say. But a strong case can be made for investors following a design principle known as KISS, which in this case stands for: Keep it simple, saver.
. [...]
 

Back-to-School Budgeting Lessons

from MintLife Personal Finance News & Advice
 
If your child or other family members are entering their senior year of high school and you worry about how they’ll manage their money when they head to college, use back-to-school shopping as a trial run for college budgeting.
 

Creative Financing Tips for Small Businesses

from MintLife Personal Finance News & Advice
 
Financing a small business is rarely an easy task. Unless you have spotless personal credit, getting a corporate credit card will be difficult. Without a large savings account, bootstrapping is also problematic. So what’s a creative-minded entrepreneur to do: give up? Of course not. [...]
 

From Last Night’s Dinner To Today’s Lunch: Add Taste, Save Cash

from MintLife Personal Finance News & Advice
 
Eating out instead of bringing a lunch can be a serious drain on your budget. But eating yesterday’s dinner for lunch can quickly get boring. The solution: create a fresh, tastier version with these recipes.
 

Labor Day travel savings

from CNN Money Top Tips
 
The end of summer is approaching fast and everyone wants to get out and enjoy those last few days in the sun.
 

Work Less, But Make More

from Dave Ramsey News
 
My wife and I have been together 30 years August 20. We both worked for a major oil company, so we made ok money. We got married August 22, 1983. Started a small business in 1984 one year after we got married, while we both still had full time jobs. We tried [...]

We are debt free Including the house!!!

from Dave Ramsey News
 
Five years ago my husband and I hit our financial rock bottom. His 6 figure job as a new construction real estate agent came to a a sour end when the real estate bubble burst.Up until this point we had lived high on the hog and our reckless financial habits left us [...]

The U.S. is a mess. Should we invest overseas?

from CNN Money Personal Finance
 
Question: Looking into the future of the American economy, I see tons of debt, the yoke of increasing social spending, pork-fed bureaucratic waste, the exporting of jobs and the importing of poverty. While this may paint a negative picture, I feel it’s reality. We all want to be patriotic, but aren’t [...]

Can mom afford to work only part-time?

from CNN Money Personal Finance
 
Shawn and Mary Kate DeRose live comfortably on a combined $133,000 income. They pay their debts, save for retirement, even have room to splurge on dinners out and high-end gym memberships.
 

Are You Sure You’re Getting A Good Deal? Mint’s Personal Finance Roundup

from MintLife Personal Finance News & Advice
 
In our quest to make the most out of our shrinking dollars, we try to make the best financial decisions in order to stretch our budgets. But when we look closely at these decisions, we sometimes wonder if they were always sound. Do our choices really save us a [...]