If you are among the estimated 1.3 million retirees too young to qualify for Medicare but fortunate enough to have employer-sponsored health care coverage, count your blessings. The next two years could bring a bit of a windfall.

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1. Loyalty is overrated

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Many recession-battered employers passed on a bigger share of health-insurance costs to workers or made their benefits less comprehensive this year, even though premium costs grew only modestly, a new study found.

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About one in five Medicare patients suffers complications or other health problems that send them back to the hospital within a month of going home — and a lack of communication between hospitals and patients about follow-up care is a major reason why, experts say.

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A homeowner with three outstanding mortgage loans, including a home-equity line of credit, is wondering whether to pay off that credit line before or after the home sale goes through. And: Be wary of mortgage brokers who insist that homeowner’s title insurance is required.

. [...]

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The portion of teenagers with hearing loss jumped nearly a third in the last 20 years. In this week’s Health Minute, MarketWatch’s Kristen Gerencher discusses what parents should know about symptoms, prevention — and portable music players.

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Don’t miss these top stories:

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U.S. workers may want to brace themselves for a new set of health-care tradeoffs.

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Everyone knows, or should know, that you should never lie to your insurance company — that would be fraud — but what you say and what you do does matter.

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WASHINGTON (MarketWatch) — The Labor Department’s weekly data for unemployment insurance is due for release at 8:30 a.m. Eastern. Economists polled by MarketWatch expect initial claims for regular state benefits to fall to 463,000 for the week ended August 7, compared with a level of 479,000 for the prior week. [...]

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