from Moneywatch Personal Finance
The Consumer Financial Protection Bureau gains new powers on Thursday, including oversight of the companies that compile the credit reports from which credit scores are generated. That could be good news for consumers.
from CNN Money Personal Finance
The credit score you get from an agency might be quite different from the credit score your lender gets, according to a new study released Tuesday by the Consumer Financial Protection Bureau.
from MintLife Personal Finance News & Advice
A new law goes into effect this week which will require many lenders to disclose the credit scores they used to make decisions about your loan applications.
from CNN Money Personal Finance
As part of an effort to pull back the curtain on how creditors go about making their lending decisions, consumers are soon going to find out exactly why they got rejected for a credit card or loan.
from MintLife Personal Finance News & Advice
Say you’ve got some extra money to pay off one of your major loans (mortgage, auto, credit card, collections). How do you get the most bang for your buck in terms of boosting your credit score? We’ve got the expert answer.
from CNN Money Retirement
When you’ve got it flaunt it — an excellent credit score, that is. You know all too well the importance of that three-digit number, which lenders use to assess the risk you represent. If your score is in the top tier: 750 or above out of 850 on the FICO scale. [...]
from CNN Money Personal Finance
When you’ve got it flaunt it — an excellent credit score, that is. You know all too well the importance of that three-digit number, which lenders use to assess the risk you represent. If your score is in the top tier: 750 or above out of 850 on the FICO [...]
from MintLife Personal Finance News & Advice
In the world of credit reporting and credit scoring the word “free” gets thrown around too liberally, especially when it comes to products and services marketed to consumers via retail websites. “Free” in many cases actually means “conditionally free”, which really means it ain’t free. [...]
from MintLife Personal Finance News & Advice
A new study showed more than 99 percent of credit reports are free of meaningful errors — should you believe it?
from MintLife Personal Finance News & Advice
Exactly how does a credit card solicitation find its way into your mailbox? It’s a very simple question with a very complicated answer. Here we look at the chain of events.