Articles in 'Your Credit Score' Category

FICO Shouldn’t Be the Only Acid Test

from Dave Ramsey News
 
Jim wants to know how an employer will look at a credit score. Will they look at each situation differently?
 

Chuck Jaffe: The biggest threat to your credit score

from Moneywatch Personal Finance
 
People with poor credit scores are more impatient and more likely to choose immediate rewards than wait for a larger reward, a recent study shows. As a result, they are much more likely to engage in behaviors that virtually guarantee financial trouble, writes Chuck Jaffe.
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Where to Complain About a Bad Credit Score

from MintLife Personal Finance News & Advice
 
One of the most frustrating things you can do is try to improve your credit score. If you’ve made mistakes in the past, repairing your poor credit will take time. But what about those consumers who believe they have done everything right? Where do they complain? . [...]
 

Credit Housekeeping Before Year’s End

from MintLife Personal Finance News & Advice
 
The end of the year is less than one month away. Here are some simple and free things you should do to get your credit house in order before we bid farewell to 2012.
 

Can You Have Good Credit and a Bad Credit Score?

from MintLife Personal Finance News & Advice
 
Are you making some common mistakes that are hurting your credit scores? Read why having good credit doesn’t automatically earn you a great credit score.
 

Do You Understand Your Credit Reporting Rights?

from MintLife Personal Finance News & Advice
 
Did you know that you have the right to a free copy of your credit reports once every twelve months from annualcreditreport.com? Did you know that the credit bureaus have to maintain reasonable procedures to ensure the maximum possibly accuracy of your credit report data? Did you know that you have [...]

How Much Has the Recession Impacted Our Credit Scores?

from MintLife Personal Finance News & Advice
 
It’s no secret that recessions can hurt your credit score — whether through prolonged unemployment, foreclosure, or bankruptcy. Read on to see just how much American’s credit scores were impacted by the recession.
 

Are Employment Credit Reports an Endangered Species?

from MintLife Personal Finance News & Advice
 
If the prospect of having your credit pulled by potential employers concerns you, your days of worrying may be over soon. A new California law could set the stage for limiting the use of employment credit reports in other states, too. Read on to learn more. . [...]
 

Can Picking The Wrong Credit Card Lower Your Credit Scores?

from MintLife Personal Finance News & Advice
 
When you’re applying for plastic, likely the last thing on your mind is what kind of impact your choice of card will have on your credit scores.  The problem is that every month I get multiple emails from consumers asking that very question: “How is this credit card affecting my credit scores?”  [...]

Building or Re-building Your Credit

from MintLife Personal Finance News & Advice
 
Whether you’re a young person trying to build your credit for the first time, or an adult who needs a second chance at re-building credit, there are strategies that can help. Read on to learn three useful options for building or re-building your credit. . [...]