from Dave Ramsey News
I always thought we are very responsible people since we have no credit card debt, no student loans, no car payments and no equity line of credit. The only debt is our mortgages from three properties, of which two of them are rentals. We never really considered them as “debt”, until I [...]
from Dave Ramsey News
Yesterday in Atlanta my life was changed because I attended Total Money Makeover. I’m a single Dad of 3 Teenagers/Young Adults. I called a family meeting afterwards and performed Plastic Surgery, cutting all my credit cards, including the Kay Jewelers card that is “Doghouse Prevention” for my girlfriend. [...]
from CNN Money Personal Finance
Between slumping prices and low mortgage rates, it’s a good time to look for real estate bargains. But thanks to tightened lending standards, legions of young would-be homebuyers aren’t exactly in a position to take advantage of the opportunity. That’s where their parents come in: One in three first-time buyers received [...]
from Moneywatch Personal Finance
The change in demand for banks loans by businesses has investment experts now saying that the long-term risk of deflation is minimal, but the short-term risk is not. Here’s how to invest accordingly.
from Moneywatch Personal Finance
Stef Gray is spearheading an effort to get lender Sallie Mae to stop charging unemployed borrowers a fee to defer student loans — and her petition has more than 75,000 supporters.
from Moneywatch Personal Finance
With low prices for residential real estate, and even lower mortgage interest rates, it’s no wonder most people think this is a great time to buy a house. But at the same time, the prospect that interest rates will remain low and that home prices might have even further to fall has [...]
from MintLife Personal Finance News & Advice
There is a growing population of folks who don’t have a relationship with a mainstream lender. Meaning, no checking or savings account and no credit cards. This also means so prospects for loans. While this might sounds like bliss to some, the loan alternatives can be costly. [...]
from Moneywatch Personal Finance
Many Americans say now is a good time to buy a home, thanks to low rates and bargain home prices. But homeowners aren’t sure it’s time to sell — at least not yet. They’re waiting for improvement in the jobs picture and for prices to stabilize.
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from Dave Ramsey News
Nick is losing a company car and a gas card. He needs to buy a vehicle. The car has to be less than five years old and worth more than $18,000. Dave thinks his company is being unreasonable at Nick’s current salary.
from Dave Ramsey News
Jim wants to know how an employer will look at a credit score. Will they look at each situation differently?