Kelly and her husband are newlyweds starting the Baby Steps. He has a credit card that was turned over to a debt collector. The debt isn’t on his credit report, which makes Kelly nervous.

Related posts:

1. American Express unveils prepaid debit card from CNN Money Personal Finance   American Express announced Monday...
2. Incredible to be debt free!!! from Dave Ramsey News   Before taking your class less...
3. Dave Says – May 16, 2011 from Dave Ramsey News   My wife and I have...

Most of what we know about credit reports and scores makes sense, but not everything is always logical. In fact, there are a couple of things that are downright illogical. Here are two examples of credit rules that just don’t make sense.

Related posts:

1. Can Picking The Wrong Credit Card Lower Your Credit Scores? from MintLife Personal Finance News & Advice   When...
2. Credit-report firms to face more scrutiny from Moneywatch Personal Finance   The Consumer Financial Protection Bureau...
3. Credit Card Utilization, Defined and Demystified from MintLife Personal Finance News & Advice   Credit...

Eric wants to know if a mortgage is considered late on the 15th of the month. If he pays after the 1st of the month, will it show up on his credit report?

Related posts:

1. BofA to hike rates for late payments from CNN Money Personal Finance   Bank of America customers...
2. Use this Script to Negotiate Credit Card Late Fees from MintLife Personal Finance News & Advice   Nobody’s...
3. Can Picking The Wrong Credit Card Lower Your Credit Scores? from MintLife Personal Finance News & Advice   When...

There are a number of reasons why you might want to see what is on someone else’s credit reports that have nothing to do with lending them money. Find out how you can get access to credit reports that aren’t yours.

Related posts:

1. New study on credit report accuracy raises eyebrows from MintLife Personal Finance News & Advice   A...
2. Credit-report firms to face more scrutiny from Moneywatch Personal Finance   The Consumer Financial Protection Bureau...
3. Can You Force Your Lender to Report Your Account to the Credit Bureaus? from MintLife Personal Finance News & Advice   Getting...

Getting information reported accurately on your credit report can be a hassle — but getting all of your credit history reportedcan be even more of a pain. Do you have any recourse when a lender fails to report a major account on your credit history? Read on to find out. . [...]

Related posts:

1. Personal Finance Daily: More control over your credit report, coming soon from Moneywatch Personal Finance   Good news for consumers on...
2. Reader Mail: What to Do When Your Credit Card Issuer Threatens to Close Your Account from MintLife Personal Finance News & Advice   John...
3. Coming Soon to A Credit Report Near You: Apartment Rental Data from MintLife Personal Finance News & Advice   It...

The end of the year is less than one month away. Here are some simple and free things you should do to get your credit house in order before we bid farewell to 2012.

Related posts:

1. Free Credit Scores (Seriously, They’re Really Free) from MintLife Personal Finance News & Advice   In...
2. Do You Understand Your Credit Reporting Rights? from MintLife Personal Finance News & Advice   Did...
3. Can Picking The Wrong Credit Card Lower Your Credit Scores? from MintLife Personal Finance News & Advice   When...

Did you know that you have the right to a free copy of your credit reports once every twelve months from annualcreditreport.com? Did you know that the credit bureaus have to maintain reasonable procedures to ensure the maximum possibly accuracy of your credit report data? Did you know that you have the right to physically walk into . [...]

Related posts:

1. Personal Finance Daily: How to better understand your credit score from Moneywatch Personal Finance   Do you know all the...
2. Medical Collections On The Credit Reporting Chopping Block from MintLife Personal Finance News & Advice   An...
3. Quiz: How Well Do You Know Your Credit Rights? from MintLife Personal Finance News & Advice   (photo:...

If the prospect of having your credit pulled by potential employers concerns you, your days of worrying may be over soon. A new California law could set the stage for limiting the use of employment credit reports in other states, too. Read on to learn more. . [...]

Related posts:

1. Why Do Insurance Companies Use Credit Reports and Scores? from MintLife Personal Finance News & Advice   The...
2. How long can these score killers remain on your credit reports? from MintLife Personal Finance News & Advice   So...
3. Do You Understand Your Credit Reporting Rights? from MintLife Personal Finance News & Advice   Did...

When you’re applying for plastic, likely the last thing on your mind is what kind of impact your choice of card will have on your credit scores.  The problem is that every month I get multiple emails from consumers asking that very question: “How is this credit card affecting my credit scores?”  Here’s the one I got late . [...]

Related posts:

1. Jennifer Waters’s Consumer Confidential: Keep your credit scores from costing you from Moneywatch Personal Finance   Many consumers don’t understand the...
2. Do You Know How Many Credit Scores You Have? from MintLife Personal Finance News & Advice   While...
3. How Much Has the Recession Impacted Our Credit Scores? from MintLife Personal Finance News & Advice   It’s...

Good news for consumers on the credit-report and credit-score front. Read that story, plus find out about Social Security calculators and how to be smart about your ice-cream consumption, all in today’s Personal Finance Daily.

Related posts:

1. Coming Soon to A Credit Report Near You: Apartment Rental Data from MintLife Personal Finance News & Advice   It...
2. Personal Finance Daily: How to better understand your credit score from Moneywatch Personal Finance   Do you know all the...
3. Vital Signs: 7 tips for eating ice cream without feeling guilty from Moneywatch Personal Finance   As a summer treat, ice...