American Express Is Your Problem
from Dave Ramsey News
Kelly and her husband are newlyweds starting the Baby Steps. He has a credit card that was turned over to a debt collector. The debt isn’t on his credit report, which makes Kelly nervous.
Articles in 'Credit Reporting' Category
2 Credit Rules That Don’t Make a Ton of Sense
from MintLife Personal Finance News & Advice
Most of what we know about credit reports and scores makes sense, but not everything is always logical. In fact, there are a couple of things that are downright illogical. Here are two examples of credit rules that just don’t make sense.
Running Late
from Dave Ramsey News
Eric wants to know if a mortgage is considered late on the 15th of the month. If he pays after the 1st of the month, will it show up on his credit report?
How Can I Get a Copy of Someone Else’s Credit Report?
from MintLife Personal Finance News & Advice
There are a number of reasons why you might want to see what is on someone else’s credit reports that have nothing to do with lending them money. Find out how you can get access to credit reports that aren’t yours.
Can You Force Your Lender to Report Your Account to the Credit Bureaus?
from MintLife Personal Finance News & Advice
Getting information reported accurately on your credit report can be a hassle — but getting all of your credit history reportedcan be even more of a pain. Do you have any recourse when a lender fails to report a major account on your credit history? Read on to find [...]
Credit Housekeeping Before Year’s End
from MintLife Personal Finance News & Advice
The end of the year is less than one month away. Here are some simple and free things you should do to get your credit house in order before we bid farewell to 2012.
Do You Understand Your Credit Reporting Rights?
from MintLife Personal Finance News & Advice
Did you know that you have the right to a free copy of your credit reports once every twelve months from annualcreditreport.com? Did you know that the credit bureaus have to maintain reasonable procedures to ensure the maximum possibly accuracy of your credit report data? Did you know that you have [...]
Are Employment Credit Reports an Endangered Species?
from MintLife Personal Finance News & Advice
If the prospect of having your credit pulled by potential employers concerns you, your days of worrying may be over soon. A new California law could set the stage for limiting the use of employment credit reports in other states, too. Read on to learn more. . [...]
Can Picking The Wrong Credit Card Lower Your Credit Scores?
from MintLife Personal Finance News & Advice
When you’re applying for plastic, likely the last thing on your mind is what kind of impact your choice of card will have on your credit scores. The problem is that every month I get multiple emails from consumers asking that very question: “How is this credit card affecting my credit scores?” [...]
Personal Finance Daily: More control over your credit report, coming soon
from Moneywatch Personal Finance
Good news for consumers on the credit-report and credit-score front. Read that story, plus find out about Social Security calculators and how to be smart about your ice-cream consumption, all in today’s Personal Finance Daily.