from Dave Ramsey News
It feels so good to finally say, “I’m Debt Free”!!!!
Like many young people, I graduated from college with an advanced degree and several thousands of dollars in debt. I thought that you had to survive on student loans, credit cards, and car payments. After all, that’s how I grew up. [...]
from Dave Ramsey News
Im 73 year old my wife 63. This the 1st time in 50+years we are debt free. Both retired live on about 90k. We own two homes, that are paid off, one FL and vacation home in NC mtns. We own two paid off 5year old cars and two motor cycles. We [...]
from Dave Ramsey News
Lauren wants to know how to stop impulse spending. She wants to move to cash but doesn’t know how to stop using the debit card. Dave tells Lauren he never carried a debit card and only carried cash.
from MintLife Personal Finance News & Advice
Do you think credit card inactivity has a negative impact on your credit score? If you think it doesn’t, you might want to think again. Read more to find out why credit card inactivity can be harmful to your credit.
from CNN Money Personal Finance
Interest rates are lousy, and you can boost your yield only so much. But these savings and credit strategies will pay off.
from Dave Ramsey News
Al says his daughter and son-in-law are divorcing. The mortgage is for $206,000 and is assumable. The home equity line of credit is for $39,000 and is not assumable. Should Al take over this mortgage?
from Dave Ramsey News
My husband & I are beginning the process, after reading your book. We realized we have to work on paying the minimum balances due on our credit cards first. Of course, we do not have the money to pay these, after missing one payment on each & the added late fees & [...]
from Dave Ramsey News
When I met my husband, I was debt free thanks to generous parents & grandparents who paid my way through college. My husband did not have this privilege, and when we met he had $20K in student loans and about $10K in credit card debt.
My parents raised me talking about money, savings, [...]
from Dave Ramsey News
We were started our marriage debt free but before our 1st anniversary we had a mortgage, a new car payment, a new credit card and expecting our second child. We were living paycheck to paycheck but we were making our bills so we figured we were ok. Until my pregnancy had complications [...]
from MintLife Personal Finance News & Advice
Once it’s filed, a tax lien becomes public record. This means that anyone, including credit bureaus, can see it. Do tax liens affect your credit? They do, and here’s what you can do about it.