Articles in 'Better Credit' Category

We are attacking our $703,000 debt witha plan

from Dave Ramsey News
 
I always thought we are very responsible people since we have no credit card debt, no student loans, no car payments and no equity line of credit. The only debt is our mortgages from three properties, of which two of them are rentals. We never really considered them as “debt”, until I [...]

Plastic Surgery thanks to Total Money Makeover

from Dave Ramsey News
 
Yesterday in Atlanta my life was changed because I attended Total Money Makeover. I’m a single Dad of 3 Teenagers/Young Adults. I called a family meeting afterwards and performed Plastic Surgery, cutting all my credit cards, including the Kay Jewelers card that is “Doghouse Prevention” for my girlfriend. [...]
 

You’re Getting Hosed

from Dave Ramsey News
 
Nick is losing a company car and a gas card. He needs to buy a vehicle. The car has to be less than five years old and worth more than $18,000. Dave thinks his company is being unreasonable at Nick’s current salary.
 

FICO Shouldn’t Be the Only Acid Test

from Dave Ramsey News
 
Jim wants to know how an employer will look at a credit score. Will they look at each situation differently?
 

American Express Is Your Problem

from Dave Ramsey News
 
Kelly and her husband are newlyweds starting the Baby Steps. He has a credit card that was turned over to a debt collector. The debt isn’t on his credit report, which makes Kelly nervous.
 

Super Bowl tickets starting at $2,800

from CNN Money Personal Finance
 
Haven’t made your plans yet to head to Indianapolis for the Super Bowl? Hope your credit card has some room on it — tickets are going to cost you thousands of dollars over face value.
 

TaxWatch: Tax deductions: Enjoy them while you can

from Moneywatch Personal Finance
 
Most taxpayers claim the standard deduction, but if ever there was a time to make the most of valuable tax deductions and credits, it might be now, before they disappear.
 

Should I get a rewards card?

from CNN Money Personal Finance
 
I am thinking about adding a credit card that gives cash back for using it. Would it be beneficial for me to obtain a third card with a cash back program, or stay with the two that I have?
 

A worthwhile journey…

from Dave Ramsey News
 
In April 2008 I saw the Total Money Makeover Live in Colorado Springs and had my lightbulb moment (Thanks Dave!). We were in deep, to the tune of about $60,000 in credit cards, HELOC and car loans. They had been built up slowly over years of spending more than we earned and [...]

Is Mom Stealing?

from Dave Ramsey News
 
Angela says her mom can’t pay her mortgage and is running up credit cards. She can’t pay it back. Angela thinks it’s stealing. Should she tell her mom to not give any gifts or accept them graciously?