Articles in 'Better Credit' Category

Write-offs are driving decline in credit-card debt

from Moneywatch Personal Finance
 
Credit-card debt has been falling for 16 straight months but consumers aren’t paying off their financial obligations as much you might think. Instead, they’re walking away from the debt, forcing credit-card issuers to write off as much as 90% of that reported drop, according to a new report by CardHub. [...]
 

What the Credit CARD Act Means for You

from MintLife Personal Finance News & Advice
 
Got credit card debt? If so, good news: the card issuer can no longer hike your interest rate without warning or raise rates on an existing balance. They have to send your bill at least 21 days before it’s due (up from 14 days). And each bill has to [...]

New home and Repeat buyer tax credit

from Dave Ramsey News
 
My wife and I are looking to buy a larger home.
I bought our current condo 6 years ago. We got married about 3.5 years ago.
Hearing about the tax cred…
 

Patience pays off

from Dave Ramsey News
 
We went through FPU in the spring of 2007 and were able to pay off our credit cards in about 2 months. Shortly after that I was transferred within my …
 

More people skipping mortgage to pay credit cards

from Moneywatch Personal Finance
 
U.S. consumers are starting to look like a frugal, debt-fearing lot as they pay down billions of dollars in credit-card obligations. But an alarming trend is emerging: A small but growing number of people are skipping mortgage payments in favor of paying their credit-card bills. [...]
 

How $1 trillion hides in plain sight

from CNN Money Taxes
 
The government does without roughly a trillion dollars a year because of a slew of tax breaks — everything from the mortgage-interest deduction, to education and child credits, to low rates on investments.
 

Video: Personal Finance Minute: Home-buyer Tax Credit

from Moneywatch Personal Finance
 
MarketWatch Personal Finance Editor Andrea Coombes runs through possible obstacles one may encounter when trying to claim the home-buyer tax credit.
 

Credit-Score Urban Legends – Busted!

from MintLife Personal Finance News & Advice
 
These days, many of us are doing some serious head scratching when it comes to credit scores, partly because there is a lot of false information swirling around. Read on as credit score myths are debunked, leaving you with the “real deal” credit information you need when purchasing a [...]

Taxing Times: IRS offers tips on claiming home-buyer credit

from Moneywatch Personal Finance
 
Don’t miss these crucial stories for taxpayers.
 

The secret lives of America’s debtors

from CNN Money Personal Finance
 
Americans are loaded up with credit card debt. What’s worse is that some husbands, wives and even children hide those money woes from their families. The results are often devastating.