Articles in 'Better Credit' Category

Bank or Credit Union? You Decide

from MintLife Personal Finance News & Advice
 
Labeled as profit mongers who invent outrageous fees and give mediocre customer service, banks have not made a good impression on consumers. As a result, many of us end up looking for alternatives. One option: a credit union.
 

Jennifer Waters’s Consumer Confidential: New credit-card tricks snare consumers

from Moneywatch Personal Finance
 
Just when you thought it was safe to trust your credit-card issuer again, along come new warnings about how they might be scamming you, reports Jennifer Waters.
 

Creative Financing Tips for Small Businesses

from MintLife Personal Finance News & Advice
 
Financing a small business is rarely an easy task. Unless you have spotless personal credit, getting a corporate credit card will be difficult. Without a large savings account, bootstrapping is also problematic. So what’s a creative-minded entrepreneur to do: give up? Of course not. [...]
 

Building our dream life

from Dave Ramsey News
 
My husband and I got married August 15, 2009. We decided to do total money makeover when we got engaged ( a year ago) and really take responsibility financially as a couple. Almost a year later, we have paid off all our credit cards (~ 22,000) and paid for our wedding (~20000). [...]

Just One Debt at a Time

from Dave Ramsey News
 
My husband and I have been married 14 years and have never been debt free. Sure, we were ALMOST debt free a few times, but would sabotage ourselves one way or another. We would be out shopping and see a ‘want’ and convince ourselves we would put it on a credit card. [...]

Debt Free Before Pediatric Cancer

from Dave Ramsey News
 
Dear Dave,
God works in funny ways sometimes. We sometimes do things thinking they are for one reason (like getting out of debt) only to find out they are really for another reason (to take care of a child).
We started your program back in September of 2007. We were over 100K in debt, [...]

Four FICO Score Myths, Busted

from MintLife Personal Finance News & Advice
 
FICO’s entry into the mortgage market meant more press, more attention, more criticism, more work for me, and a whole lot of incorrect information being passed off as the truth.
 

Taxing Times: There’s no surprise quite like a tax surprise

from Moneywatch Personal Finance
 
When it comes to taxes, the last thing you want is surprises. But that’s exactly what some people are getting, thanks to the Making Work Pay credit.
 

TaxWatch: The tax credit that punishes

from Moneywatch Personal Finance
 
The Making Work Pay tax credit is causing some nasty surprises for some taxpayers who ended up with a withholding shortfall due to the credit.
 

Robert Powell: Do 401(k)s need safer investment options?

from Moneywatch Personal Finance
 
You have to give the financial-services industry credit. If nothing else, the industry is great at cooking up products that tap into investors’ fears.