Articles in 'Credit Issues' Category
from MintLife Personal Finance News & Advice
Labeled as profit mongers who invent outrageous fees and give mediocre customer service, banks have not made a good impression on consumers. As a result, many of us end up looking for alternatives. One option: a credit union.
September 2nd, 2010 | Posted in Banking and Investing, Better Credit, Credit Issues, Interest Rates | No Comments
from Moneywatch Personal Finance
Children could be prevented from realizing their potential in school and, eventually, the labor force as consequences from the problem of home foreclosures last for years, a pair of Federal bank officials say in a conference on neighborhood stabilization.
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September 2nd, 2010 | Posted in Banking and Investing, Interest Rates, Real Estate | No Comments
from Moneywatch Personal Finance
Just when you thought it was safe to trust your credit-card issuer again, along come new warnings about how they might be scamming you, reports Jennifer Waters.
September 2nd, 2010 | Posted in Better Credit, Credit Issues, Legal Information | No Comments
from Moneywatch Personal Finance
In Japan, where stocks have been out of favor for 20 years and the yen is sacrosanct, lives Mrs. Watanabe. She’s a mythical housewife representing thousands of small Japanese investors, and Dave Callaway argues that global central banks ought to keep a closer eye on her.
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September 2nd, 2010 | Posted in Banking and Investing, Interest Rates | No Comments
from MintLife Personal Finance News & Advice
Financing a small business is rarely an easy task. Unless you have spotless personal credit, getting a corporate credit card will be difficult. Without a large savings account, bootstrapping is also problematic. So what’s a creative-minded entrepreneur to do: give up? Of course not. [...]
September 1st, 2010 | Posted in Better Credit, Credit Issues, Spending Habits | No Comments
from Dave Ramsey News
My husband and I got married August 15, 2009. We decided to do total money makeover when we got engaged ( a year ago) and really take responsibility financially as a couple. Almost a year later, we have paid off all our credit cards (~ 22,000) and paid for our wedding (~20000). [...]
September 1st, 2010 | Posted in Banking and Investing, Better Credit, Credit Issues | No Comments
from Dave Ramsey News
My husband and I have been married 14 years and have never been debt free. Sure, we were ALMOST debt free a few times, but would sabotage ourselves one way or another. We would be out shopping and see a ‘want’ and convince ourselves we would put it on a credit card. [...]
September 1st, 2010 | Posted in Better Credit, Credit Issues | No Comments
from Dave Ramsey News
Dear Dave,
God works in funny ways sometimes. We sometimes do things thinking they are for one reason (like getting out of debt) only to find out they are really for another reason (to take care of a child).
We started your program back in September of 2007. We were over 100K in debt, [...]
September 1st, 2010 | Posted in Banking and Investing, Better Credit, Credit Issues, Interest Rates, Taxes | No Comments
from MintLife Personal Finance News & Advice
recent financial sector reforms have largely outlawed these practices. And while consumers are no doubt jumping for joy, the banks are not quietly accepting the loss of billions of dollars in annual profit. Instead, they have already rolled out a series of new (and perfectly legal) fees, ranging from [...]
August 31st, 2010 | Posted in Banking and Investing, Interest Rates | No Comments
from MintLife Personal Finance News & Advice
Surely you’ve heard that there are a lot of people in the US who don’t have a bank account. The “unbanked,” as they’re called, feature in all sorts of political arguments—about predatory lending, about personal responsibility, about the state of America’s finances. [...]
August 31st, 2010 | Posted in Banking and Investing, Interest Rates | No Comments