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According to the U.S. Census Bureau’s 2009 American Housing Survey, approximately one million people over 65 still had mortgages for 65.9% or more of their home value, which means someone in this predicament with a $200,000 home still owed $130,000 or more to the bank. Worse yet, more than 300,000 seniors owed more on their mortgage than their home was worth. [...]

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