Articles from September, 2010

WE’RE DEBT FREE!!!

from Dave Ramsey News
 
My name is Eric and my wife’s is Nikki. We have been married now for 18 years and for almost all of that time we have been under the yoke of “stupid tax” and debtors. I found Dave on an AM radio station in 2005 while driving from El Paso to San [...]

family of 5 in CA… and debt free from here on!!

from Dave Ramsey News
 
I finished graduate school in 2008 with 38k in student loans. A little over 2 years later we’ve paid it off completely and are 100% debt free!! Our goal was to have the debt paid off by March 2011 (my son’s 8th birthday), but two days ago (9/15, my 32nd birthday) I [...]

$20 cash instead of $500 charged

from Dave Ramsey News
 
My husband and I are about half-way through fpu at home. We have been working really hard to stick to our budget and create a new mindset about spending money, especially when we are tired or frustrated, which is easy with 4 young kids. This week, our 10-yr old washing machine started [...]

Never Co-sign for Family !

from Dave Ramsey News
 
Around 1994, I co-signed for my kid sister on buying a brand new Honda Civic. Worst mistake I have ever made financially! Out of 48 payments, she was delinquent on 30. I was constantly on her to make payments after being harassed by the lender. Luckily, the delinquencies dropped off my credit [...]

It doesn’t have to be extreme

from Dave Ramsey News
 
My husband and I both had to take out student loans in order to attend college since our parents couldn’t afford to help us. While expensive, and putting us behind initially, it greatly increased our income potential and we graduated with each of us making over $60K a year at age 22. [...]

Debt free

from Dave Ramsey News
 
A friend told me about your way of doing money and I bought your book and have lived it for the past 3 years. 4 weeks ago I paid off my mortgage and am now officially debt free. I am a single Mum with two children and by spending less than I [...]

Student Loans Paid Off Well Before Age 30!

from Dave Ramsey News
 
We’re writing to tell you that we’re debt free – paid off $57,988 in just under one year, and we make about $110K yearly (though we both recently took slightly lower paying jobs we’d enjoy more!). We’re a married couple, 25/26 years old and started after we saw Dave live in Detroit [...]

Get your retirement back on track

from CNN Money Retirement
 
The road to retirement is positively littered with obstacles. Investment portfolios have been rear-ended; home equity, once a reliable supplement to savings, is deflated; job losses and pay cuts further impede progress. And all this on top of more quotidian bumps in the road: mortgage payments, college tuition, and the cost of [...]

Video: Wealth: Why You Should Time the Markets

from Moneywatch Personal Finance
 
If the Bush tax cuts expire, how can you protect your portfolio before
year end? Plus, Cody Willard says market timing is better than then buy
and hold. And, investing in church bonds yields blessings but carries
plenty of risk. Watch our Wealth Advisor video series with Reporter
Veronica Dagher to find out more. [...]
 

Farmers Markets, Fall Edition: Healthy, Tasty, Budget-Friendly

from MintLife Personal Finance News & Advice
 
The sheer quantity of fall produce — it is the harvest season, after all — drops prices as supermarkets and local farmers compete to have you buying from them. In addition to getting a good price, home cooks benefit from the fact that in-season vegetables and fruits are at [...]