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Question: I’m 37 years old and currently have about $175,000 in my retirement accounts, including $15,000 in my Roth. I also have a taxable brokerage account with about $15,000 in savings as my safety net, to which I contribute about $400 a month. I’m confident I’m on target in my retirement accounts, but hate that my cash is just sitting there in my brokerage account. [...]

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