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Question: I’m 23 and contribute to my 401(k) plan. My employer also invests 4% of my salary in matching funds. But after reading a 2009 TIME Magazine story titled “Why It’s Time to Retire the 401(k)” and seeing my parents lose significant amounts of their retirement savings after 9/11 and again in 2008, I’m wondering whether I should stop contributing to my 401(k). [...]

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